Auto Policy Definitions:

Bodily injury: means bodily harm, sickness or disease, including death that results

Business: means trade, profession or occupation

Collision: means the upset of your covered auto or non-owned auto or their impact with another vehicle or object.

Comprehensive / Other than collision: means coverage against:

  1. Missiles or falling objects
  2. Fire
  3. Theft or larceny
  4. Explosion or earthquake
  5. Windstorm
  6. Hail, water or flood
  7. Malicious mischief or vandalism
  8. Riot or civil commotion
  9. Contact with bird or animal
  10. Breakage of glass

Family member: means a person related to you by blood, marriage or adoption who is a resident of your household. This includes a ward or foster child

Occupying: means in, upon; getting in, on, out or off

Property damage: means physical injury to, destruction of, or loss of use of tangible property

Trailer: means a vehicle designed to be pulled by a private passenger auto or station wagon type, pickup truck or van

Your covered auto: means any vehicle shown in the declarations or a newly acquired auto.

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