Boat Insurance
We provide specialized insurance for boats. Our programs can cover 95 percent of all boats on the water today including fishing boats,
runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.
Specialized Coverages
We provide coverage for your specific needs with policy options like:
- Total Loss Replacement – replaces insured’s boat with a brand new one of similar make and quality
- Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
- Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
- Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc
- 24-hour Roadside Assistance – covers trailer and tow vehicle
- Emergency Towing and Labor – provides on-water towing service
- Wreckage Removal Coverage
- Property Damage Liability - includes coverage for fuel spill cleanup
- Medical Payments - includes coverage for water-skiers
Competitive Rates
You can also benefit from our numerous money saving discounts, including:
- Homeowner discount
- Idle Assisted Steering discount
- Multi-Policy discount
- Multi-Boat discount
- Original Owner discount
- Responsible Driver discount
- Safety Course discount
- Transfer discount
- Claim Free Renewal discount
- Paid-In-Full discount
- Small Claim Forgiveness