Boat Insurance Coverage

  • 12-month coverage with no mandatory lay-up period
  • Coverage up to 30 days may be available for most newly acquired boats' purchase price
  • Marine claim experts available to assist you anytime

Physical Damage coverage. Provides protection in the event of a collision with a submerged object or another boat.

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Liability coverage. For bodily injury or damage to the property of others.

Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance coverage. To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Yacht Insurance Coverage

  • More inclusive basic coverage. Protection for which other carriers may demand additional premiums such as uninsured boater, personal property, medical payments, commercial towing, fuel spills, and dinghy.
  • Broad physical damage coverage. Protection in the event of a collision with a submerged object or another boat.
  • Protection and indemnity coverage. Provides liability coverage for bodily injury or damage to the property of others.
  • Personal property coverage. Protects personal property on the yacht including, but not limited to, clothing, stereo system, cameras and other personal items.
  • Towing and assistance coverage. Transports your yacht to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Competitive Rates

Yacht Program offers exceptional protection for your yacht with options to ensure maximum value.

  • Hurricane escape reimbursement endorsement. 50 percent of the cost shared to move the vessel to safety during a named windstorm watch or warning.
  • Customized navigation territories. To match your needs.
  • Dinghies/tenders. Under 16 feet with less than 25 horsepower.
  • Lay-up discounts. For every month your yacht is kept out of the water.

Antique & Classic Runabouts

Comprehensive Coverage

Antique and Classic Runabouts enjoy the comprehensive coverage offered in our basic policy including:

  • Protection for uninsured boaters, medical payments, commercial towing and fuel spills
  • Physical damage coverage - In the event of a total loss, the policy is an agreed value policy whereby no depreciation will be taken and no deductible will be applied.
  • Broad navigational territories
  • No lay-up period

For more detailed information, check out our Boat Owners Policy Definitions page as well.

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